Find the account
that works for you

All accounts provided by BBNCU are insured with the National Credit Union Association (NCUA), up to $250,000

  • A regular savings account is required for all members to provide them with a share in the Credit Union. Having a share in the Credit Union makes you a part owner of Brainerd BN Credit Union.
  • Earns dividends quarterly
  • Required $5 minimum balance
  • Eligible for Minnesota Life Group Life Insurance (Link to Minnesota life insurance page) 
  • Earn a higher yield on a larger balance savings account with the same accessibility as a regular savings
  • Must have $2,500 to start the account
  • Must maintain a minimum balance of $2,500 to earn the highest yield
    • If balance drops below the minimum balance you earn the Universal Savings dividend rate. 
  • Earns dividends quarterly
  • A savings with the same accessibility as a regular saving but earns a higher yield.   
  • Required $5 minimum balance 
  • Earns dividends quarterly
  • Great way to save extra funds for Christmas shopping. In October, the Credit Union will mail you a check for the amount in this savings. 
  • Earns a higher yield than the regular savings
  • You cannot withdraw money from this account without closing the account. 
  • Required $5 minimum balance. 
  • Earns dividends quarterly
  • Our simple checking account will make your finances easier!
  • Online banking
  • Bill payer
  • Online check images
  • Visa Debit Cards with the enhanced EMV security chip 
  • No monthly fee
  • Mobile app with mobile deposit 
  • No minimum balance
  • No check clearing fees
  • E-statements
  • For students age 15-24 who are primary owner on a checking account
  • Students can earn a $25 reward deposited into their checking account up to twice a year for obtaining a GPA of 35 or higher per grading period
  • Credit Qualifications: College students must be enrolled in a minimum of 12 course credits Traditional high school students must be enrolled in a minimum of 5 classes. Online high school students must be enrolled in a minimum of 5 classes
  • The reward must be claimed within 60 days from the end of the grading period, and the student must provide proof of qualifying  grades to earn the reward

Contact Us

BBNCU Credit Union Office

804 Laurel Street Suite #101
Brainerd, MN 56401

NMLS ID: 619332
Routing Number: 291973357

Phone: 218-829-9065
Toll Free: 877-829-9065
Fax: 218-829-2568

ACCOUNT Rate1 APY2
Regular Savings 0.05% 0.05%
Money Market 0.20% 0.20%
Universal Savings 0.15% 0.15%
Christmas Club 0.15% 0.15%
  1. APR= Annual Percentage Rate
  2. APY = Annual Percentage Yield