IRA Accounts

All accounts provided by BBNCU are insured with the National Credit Union Administration (NCUA), up to $250,000

  • Roth
  • Traditional
  • $1,000 minimum opening deposit and balance
  • Dividends earned quarterly 
  • Additional deposits are allowed only at maturity 
  • The renewal of a certificate is automatic.
  • Can be for a Traditional or Roth IRA
Rate1 APY2
12-month IRA share certificate 5.25% 5.35%
24-month IRA share certificate 4.40% 4.47%
IRA Passbooks 0.40% 0.40%
  1. APR= Annual Percentage Rate
  2. APY = Annual Percentage Yield.

A penalty may be imposed for early withdrawal of all certificates. Fees may         reduce earnings on certificate accounts.

Contact Us

BBNCU Credit Union Office

804 Laurel Street Suite #101
Brainerd, MN 56401

NMLS ID: 619332
Routing Number: 291973357

Phone: 218-829-9065
Toll Free: 877-829-9065
Fax: 218-829-2568