Account Access Always
at your Fingertips

Brainerd BN Credit Union offers a variety of online services to make accessing your account convenient and easy!

Virtual Branch is Brainerd BN Credit Union’s online banking site. It allows you to conduct financial transactions 24/7 around the world. 


  • Bill payer 
  • Multiple account access 
  • Online loan applications 
  • Print copies of checks
  • Set up account alerts 
  • Transfer fund and make loan payments
  • View account balances
  • View account history 
  • View loan and share information

An easy and secure way to pay bills and manage your finances. 

  • One time set up for automatic payments
  • Transfer money between your accounts at multiple financial institutions
  • Easy access through virtual branch
  • Safe and secure

Find the Bill Payer tab on your virtual branch now!

Features of Brainerd BN Credit Union’s mobile app include:

  • View account history including cleared checks, deposits, and withdrawals
  • View loan and share information
  • Manage your debit card
  • Transfer funds and make payments
  • Deposit checks remotely

Our mobile app has special security features including fingerprint login and face ID. 

To start using the Brainerd BN Credit Union mobile banking app:

  • Download “Brainerd BN Credit Union” from your app store. 
  • Open the app and enter your Virtual Branch online banking logon ID and Security Code.

 Deposit your check directly into your account with the Brainerd BN Credit Union app!

  • To use: Endorse your check as follows (see example):
    • For Mobile Deposit Only

               Brainerd BN Credit Union 

               Signature and account number 

  • Using the app, take a picture of the front and back of the check 
    • Checks deposited before 2:30 pm will generally appear in the account after 4:00 pm that day  
    • Any checks over $500 will require manual review by the BBNCU staff and may be subject to delayed funds availability
    • Checks over $2,500 cannot be deposited using the mobile app unless approved beforehand by BBNCU staff
    • Daily limit for depositing checks is $2,500
    • Members must apply for mobile deposit with a Member Service Representative before using mobile deposit

Contact Us

BBNCU Credit Union Office

804 Laurel Street Suite #101
Brainerd, MN 56401

NMLS ID: 619332
Routing Number: 291973357

Phone: 218-829-9065
Toll Free: 877-829-9065
Fax: 218-829-2568