Savings & Checking

Find the account
that works for you

All accounts provided by BBNCU are insured with the National Credit Union Administration (NCUA), up to $250,000

A regular savings account is required for all members to provide them with a share in the Credit Union. Having a share in the Credit Union makes you a part owner of Brainerd BN Credit Union.
Earns dividends quarterly
Required $5 minimum balance
Eligible for Minnesota Life Group Life Insurance

Earn a higher yield on a larger balance savings account with the same accessibility as a regular savings
Must have $2,500 to start the account
Must maintain a minimum balance of $2,500 to earn the highest yield
- If balance drops below the minimum balance you earn the Universal Savings dividend rate.
Earns dividends quarterly

A savings with the same accessibility as a regular saving but earns a higher yield.
Required $5 minimum balance
Earns dividends quarterly

Great way to save extra funds for Christmas shopping. In October, the Credit Union will mail you a check for the amount in this savings.
Earns a higher yield than the regular savings
You cannot withdraw money from this account without closing the account.
Required $5 minimum balance.
Earns dividends quarterly

For students age 15-24 who are primary owner on a checking account
Students can earn a $25 reward deposited into their checking account up to twice a year for obtaining a GPA of 3.50 or higher per grading period
Credit Qualifications: College students must be enrolled in a minimum of 12 course credits Traditional high school students must be enrolled in a minimum of 5 classes. Online high school students must be enrolled in a minimum of 5 classes
The reward must be claimed within 60 days from the end of the grading period, and the student must provide proof of qualifying grades to earn the reward