Welcome to Brainerd BN Credit Union!
Our motto: "Member Friendly - Service Driven," means that we dedicate all of our efforts to bringing members the best financial products and services available. 

   Whether you need help financing a new car, establishing a line of credit, purchasing a home or land, setting up an IRA, or just opening a new checking account your Credit Union can help you.  We offer a host of financial products and services to help you make the right financial decisions.
Brainerd BN Credit Union
804 Laurel Street
Brainerd MN 56401

NMLS ID 619332

toll free 877-829-9065
fax 218-829-2568

Credit Union Hours
Drive-up Mon-Fri, 7:30am to 5:30pm
Lobby Mon - Fri, 9:00am to 5:00pm

The Credit Unions Uniqueness

  • The foundation of credit union philosophy ‘people helping people'.

  • The credit union movement’s motto is “not for profit, not for charity, but for service".

  • Credit unions are organizations of people; members are the heart of a credit union.

  • Credit unions are cooperatives - members who share a common bond join together, in a cooperative form and structure, to encourage savings and to make loans to each other.

  • Members are the owners, not just customers, and only members can use the services of the credit union.

  • Members democratically control their credit unions; each member has one vote regardless of how much he or she has in shares.

  • Credit unions are not-for-profit. Surplus funds, after ensuring reserves, are distributed to members as dividends, reduced interest on loans, and improved services.

  • Credit unions are self-help organizations. They help their members gain economic independence and self-sufficiency.

  • Credit unions are concerned for the needs of all their members.

  • Credit unions educate their members in financial matters and consumer issues.

  • Credit unions provide a healthy, not-for-profit, cooperative alternative to other financial service providers who are motivated by profit.

  • Credit unions cooperate with each other and are united through a worldwide movement based on mutual concern for their members.

  • Credit unions are different by design.