| Welcome to Brainerd BN Credit Union!
Our motto: "Member Friendly - Service Driven," means that we dedicate all of our efforts to
bringing members the best financial products and services available.
Whether you need help financing a new car, establishing a line of credit,
purchasing a home or land, setting up an IRA, or just opening a new
checking account your Credit Union can help you. We offer a host of financial products and services
to help you make the right financial decisions.
BN Credit Union
804 Laurel Street
Brainerd MN 56401
NMLS ID 619332
toll free 877-829-9065
Credit Union Hours
Drive-up Mon-Fri, 7:30am to 5:30pm
Lobby Mon - Fri, 9:00am to 5:00pm
The Credit Unions
The foundation of credit union philosophy ‘people helping people'.
The credit union movement’s motto is “not for profit, not for charity,
but for service".
Credit unions are organizations of people; members are the heart of a credit
Credit unions are cooperatives - members who share a common bond join
together, in a cooperative form and structure, to encourage
savings and to make loans to each other.
Members are the owners, not just customers, and only members can use the
services of the credit union.
Members democratically control their credit unions; each member has one
vote regardless of how much he or she has in shares.
Credit unions are not-for-profit. Surplus funds, after ensuring reserves, are distributed to
members as dividends, reduced interest on loans, and improved
Credit unions are self-help organizations. They help their members gain economic independence and
Credit unions are concerned for the needs of all their members.
Credit unions educate their members in financial matters and consumer issues.
Credit unions provide a healthy, not-for-profit, cooperative alternative to
other financial service providers who are motivated by profit.
Credit unions cooperate with each other and are united through a worldwide
movement based on mutual concern for their members.
Credit unions are different by design.